Chapter 4 - The Hidden Policies

The investigator's voice sounded incredibly grim as he relayed the terrifying information he had just uncovered.
He explained that my parents had not just frozen my personal checking and savings accounts.
They had been moving massive amounts of money through a series of complex offshore shell corporations.
I asked him why a retired couple would need secret offshore banking accounts.
He told me to sit down before he revealed the most horrifying detail of his rapid investigation.
Over the past ten years, my parents had secretly taken out seven different life insurance policies in my name.
Every single policy included a massive payout clause for accidental death or severe dismemberment.
The primary beneficiaries listed on every single document were my mother, my father, and Sarah.
I realized with a sickening jolt that every broken bone and fractured rib was never just a brutal accident.
They were methodically hurting me and documenting the injuries to build a history of extreme clumsiness.
They were setting the perfect stage to eventually stage my accidental death and collect millions of dollars.
The broken wrist at Sunday dinner was likely supposed to be the final injury before the fatal accident.
Mrs. Chen gasped in absolute horror when I repeated the terrifying information out loud to her.
The investigator warned me that my family was incredibly dangerous and highly motivated to silence me permanently.
He instructed me to pack a small bag because he was sending a state trooper to escort us to a secure location.
I grabbed my few belongings with my good hand, my heart hammering violently against my bruised ribs.
We waited anxiously by the front window for the promised police escort to arrive.
A dark, unmarked sedan slowly pulled up to the curb, and a man in a dark suit stepped out.
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I opened the front door, expecting a state trooper to guide us to absolute safety.
Instead, the man raised his head, and I instantly recognized the corrupt lawyer who had served me the lawsuit earlier.